Age Pension Super and Retirement

23 Superannuation Contributions with Gayle McKew

Topics include:
Superannuation Guarantee
Salary Sacrifice
Concessional and Non Concessional Contributions
Bring Forward and Carry Forward Rules
Superannuation Splitting
Government Co-contributions
Downsizer Contributions
and Age Limits 
 
 

22 Conditions of Release with Gayle Mckew

Superannuation Gayle explains Eligibility, Conditions of Release and Preservation Age and more.

21 Account Based Pension and Pension phase with Gayle Mckew

What is an Account Based Pension?
What is meant by Pension Phase?
Lump Sums and Regular Income Payments
Tax
Binding Nominations
Centrelink Treatment of Account Based Pensions
Minimum Withdrawals
and more

20 Gayle Brief History of Superannuation and Accumulation Accounts

Gayle explains a brief, basic history of superannuation and why it exists
When it became compulsory
The accumulation phase explained
The Superannuation Guarantee 
How Accumulation accounts are taxed
What a Notice of Intent is
How Centrelink treats money in Accumulation Account

19 - Home Equity Access Scheme (HEAS) with Rebecca

What is the HEAS?
Who qualifies for the HEAS?
How much can you borrow using the HEAS?
Is it different to a traditional Reverse Mortgage?
When is the loan repaid?
What sort of interest rate is charged?
A great episode for retirees/Age Pensioners

18 Carer Allowance and Carer Payment with Rebecca

What is Carer Payment and Carer Allowance?
Do you need to be living with the person you are caring for?
Are ther any work, income or assets tests for these payments?
Caan you claim for caring for more than one person?

17 Age Pension - Overseas Travel and Moving Overseas

This episode is relevant to Retirees and Age Pensioners who may wish to travel or move overseas.  Rebecca answers questions about what happens if you travel overseass whilst on the Age Pension such as:
Is there a certain amount of time that you caan travel without affecting the Age Pension?
What happens if you leave Australia for longer than 6 weeks or 26 weeks?
Can you still receive the Age Pension if you move overseas to live?
Is the PPOR exempt when living overseas?
Could you qualify for another country's Age Pension and if so how does this affect the Australian Age Pension?
and more.
 
 

16 Transferring From Centrelink Payments to the Age Pension

This episode with Rebecca for those on Centrelink Payments. Retirement, DSP, Carers Payment, Carers Allowance, Part and Full Age Pension.  What happens at Age 67, What happens if a Carer Goes into Aged Care, what happens to the Carer if the person they care for goes into Aged Care.  Rent Assistance Similarities/Differences bedtween Age Pension and Carer Payment.  differences between DSP (Disability Support Pension) and Aged Pension.  Why someone may not wish to transfer to Age pension from another Centrelink Payment.

15 - Age Pension Relationships and Bereavement

Rebecca discusses the effects of Relationships and Bereavement on the Age Pension.

14 Age Pension - Gifting

Rebecca dicusses Gifting Rules for the Age Pension, The Five Year Rule Answers 3 Group Member Questions and more